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SOE Minister Dahlan Iskan media entrepreneur who also admitted bluntly why he was never given a small salary to its employees. This statement can not be separated from the context of chaotic salary workers in Jakarta a few days ago.

Dahlan admitted to pay workers with very low salaries. Even these policies come under fire from the Indonesian Journalist Alliance (AJI).

“I’ve been criticized AJI (Alliance of Journalism Indonesia) due to pay my workers, the journalists of my company,” said Dahlan, diacara Party Hands On Entrepreneurial Communities (TDA), 2012, in the building Smesco, Jakarta, Saturday (28/1/2012 ).

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Composite Stock Price Index (CSPI) Indonesia Stock Exchange (IDX) on Friday closed up 2.98 points, thin line with the majority of regional markets after experiencing fluctuations.

JCI Stock Exchange closed up 2.98 points, or 0.07 percent to 3986.41 position. Group of 45 leading shares index (LQ45) recorded rose 0.57 points (0.08 percent) to the position of 702.62 points.

Managing Research Indosurya Asset Management, Priyambada Reza in Jakarta, said Friday, as expected earlier, JCI was eventually able to return to the positive area in today’s trading in line with the positive movement of the majority of Asian stock markets.

“Although time is in the negative area, stock index rebound (higher return) at the end of the session thanks to the strengthening of some large capitalization stocks,” he said.

Millennium Danatama Securities analyst, Abidin added, some market participants back into the stock market towards the end of the closing of stocks that have been depressed before.

He said the foreign market players who took out positions holding the index IDX stocks rose higher. registered foreign market participants do net sales (net foreign sell) worth Rp 163.189 billion.

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Jakarta Administrative Court decisions related to the cancellation of Regents decision to raise the MSEs Bekasi by 30%. Moreover, the workers demanding back wages instead of Rp 2.4 million / month or above of which has been set.

Yoyok, a labor activist merupakn Bekasi also one of the coordinators insisting it rallies demanding wages of up to Rp 2.4 million / month.

“It’s supposed wage of Rp 2.4 million / month, especially for class I or who already have work experience for one year,” said Yoyok to detikFinance, Friday (27/01/2012).

According Yoyok it is in conformity with the high demand for daily living and the inflation rate in Jakarta and surrounding areas. “Wages that much, just enough to live simply, is it enough for workers to buy cars Esemka,” he said.

When asked if there is no concern if the demand wage increases that will affect other workers in Indonesia to demand the same thing. “Loh, rightfully wages throughout Indonesia increased significantly,” he said.

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Circulated a new version of the software ‘trojan horse’ that can steal your money. Menyeramkannya, not only that, the virus is able to make a convincing fake bank statements.

The new version of ‘Trojan horse’ SpyEye this could be a nightmare for you. When visiting an online bank, there would be no trail of transactions associated cyber criminals are using your account and empty the bank account.

Even worse, your balance will be adjusted to appear as if nothing happened. The attack on a Windows PC is detected in the United States (U.S.) and Britain. Software that is stealing bank passwords to access this account waiting to enter the same banking details before the ‘adjust’ what you see.

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Wall Street, U.S. stocks surged after the blue chips stocks as a result of positive moves kinclongnya performance in quarter IV-2011. Shares of Microsoft and IBM move up but not followed by Google.

In trading Friday (21.01.2012), stock index Dow Jones Industrial Average rose 96.5 points (0.76%) to as low as 12720.48. Meanwhile, shares of the S & P 500 rose 0.88 points (0.07%) to the 1315.38 level. But the Nasdaq stock index edged down 1.63 points (0.06%) to a level of 2786.7.

Dow Jones gain the most positive results because of the financial statements that shine from IBM, Microsoft, and Intel. While General Electric shares fell 0.1% as profits fell 16% in quarter IV-2011.

Even so, market participants continue to monitor the condition of the crisis in Europe, especially the debt crisis in Greece.

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Rumor Stock

Shares of the State Savings Bank Tbk PT (BBTN) is rumored to be translucent Rp 2,000 in the near future as the decline in corporate lending rates.

According to one market participant, with interest rates coming down then the demand for Home Ownership Credit (KPR) will be increased thus increasing the company’s performance.

“Deutsche Bank (DB) in his latest research report BBTN stock price target raised to a level of Rp 2,000 based on the valuation of 1.3 times PBV,” said the trader, on Wednesday (18/02/2012).

He added that the current valuation BBTN very cheap because it has great discounted. Decline in mortgage interest rates will boost the bank’s performance red plate

In trading today, until 10:04 o’clock JATS time, stock prices rose BBTN 10 points (+0.81%) to a level of 1240 per share. A total of 19,012 lots traded 422 times the value of Rp 11.693 billion.

Source:Detik

Director of the Center for Palestinian Studies in the United Arab Emirates, Aldrawi Ibrahim Masri, see the action head of the Palestinian Authority (PA) Mahmoud Abbas agreed to resume talks with Israel is afraid of being killed choice.

He said the Palestinian news agency on Tuesday (17 / 1), “He is afraid of his fate will be like his predecessor, Yasser Arafat,” he said. Because Masri believes the death of Yasser Arafat is not caused diseases, but for murder.

Arafat surrounded and trapped by Israeli forces in the Muqata compound in Ramallah. Those days where Arafat was not willing to negotiate, and select the second campaign intifadha attack on Israel.
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The main objective analysis of the credit application is to obtain reasonable assurance about whether the customer has the willingness and ability to meet its obligations to banks in an orderly manner, both principal and interest payments, in accordance with an agreement with the bank. Things that need to be considered in the completion of customer credit, it must first be fulfilled Principle 6 C’s Analysis, which is as follows:

1. Character

Character is the state of nature from customers, both in personal life and in business environments. Assessment of the usefulness of this character is to determine the extent of customer willingness to meet its obligations (willingness to pay) in accordance with the agreement that has been set.

As a means to obtain a description of the character of prospective customers, can be reached through the efforts of, among others:

a. Examining the life history of the prospective customer;

b. Examining the reputation of the prospective customer in its business environment;

c. Ask the bank to bank information (Debtor Information System);

d. Looking for information on business associations in which the prospective customer is located;

e. Looking for information on whether the prospective customer like to gamble;

f. Looking for information on whether the prospective customer has a hobby spree. Read the rest of this entry »

Letter of credit, or often abbreviated to L / C, LC, or LOC, is an international payment method that allows exporters to receive payment without waiting for news from abroad after the item and file documents sent abroad (to subscribers).

Executors of L / C

•  Applicant or applicant’s credit is the importer (buyer) who filed the application of L / C.
• Beneficiary is the exporter (seller) who received the L / C.
• Issuing bank or opening a bank opening L / C.
• Advising bank is a bank that went on L / C, the correspondent bank (agent) who continued the L / C to the beneficiary. Bank is not responsible for the content of L / C and only act as an intermediary.
• Confirming banks are banks that do confirm the request of the issuing bank and guarantee full payment.
• Paying bank is a bank that is specifically designated in the L / C to make the payment and the beneficiary 
• Carrier is transporting goods shipped (Shipping Companies / Aviation) for some countries with land borders could also land transport companies such as trucks, trains etc.).

The procedure for payment by L / C

   1. Importer requested the bank (foreign bank) to open an L / C for and on behalf of exporters. In this case, the importer acts as an opener. If the importer complies with the provisions applicable to imports such as the necessity of import permit, then the banks do exchange contracts (KV) with importers and implement the opening of L / C on behalf of the importer. Banks in this case acts as the opening / issuing bank. Opening of L / C is done through one of the correspondent banks abroad. Correspondent bank that acts as an intermediary for the two is referred to as the advising bank or banks notifiying. Advising bank notify exporters of opening L / C is. Exporters who receive L / C called the beneficiary.
   2. Exporters deliver goods to the Carrier, in exchange Exporters will get a bill of lading.
   3. Exporters submit the bill of lading to the bank to get payment. Paying bank then handed some money after they get the bill of lading from the exporter. Bill of lading is then given to the importer.
   4. Importers submit the bill of lading to the carrier in exchange for goods delivered by the exporter.

Source:wikipedia

Post a loss for material .. this time can post a list of bank ratings that happened to “List of Banking Ratings in New Zealand“, maybe someone was looking for the bank’s rating.